Mary Walsh (Brittany Murphy) delivers her boyfriend Kevin (Dean Cain) to a hospital for a routine outpatient surgery. But when Mary returns to take him home, he is nowhere to be found. The hospital administrator (Mimi Rogers) can't find any record of him, and a police search turns up nothing.

Increasingly frantic, Mary is taken to a staff psychiatrist, Dr. Bensley (Peter Bogdanovich) who pronounces her unstable. Now, she must not only find her missing boyfriend, but prove her own sanity. When a stranger informs Mary he knows of Kevin's whereabouts, but demands a $10 million ransom, Mary realizes that to save herself and the man she loves, she must use any means necessary.